Loan Interest Rates
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Loan Type Margin Rates
Vehicle Loan
Individuals :Two Wheelar,
Four Wheelar
Commercial Vehicle
Note :- Under Taking / Mortgage -condition


10 %
10%
30 %



13 %
9.50%
13 %

Housing Loan
Max Up to Rs.50 Lacs
Max Up to Rs.5 Lacs



30%
Reparing / Extra Construction


10%
10%

Commercial Property
shop /office/ shed


30%


11.50%
Double Mortgage Cash Credit
Minimum Rs.25 Lac


-


12 %
Loan/ Advances to trade commerce & Industries
Up to Rs.100 lacs
Above Rs.100 lacs
Mortgage Loan: (House/Shed/Shop/Office )
Unsecured ( Social & other Purpose) Loan Consumer Durable Loan Maximum Rs 50,000/-
For Purchase of New T.V., Fridge, A.C., Washing Machine ,Furniture, Computer, etc.

-
-
50%
-


-

13%
12%
12%
15%


14%
Consumer Durable Loan Maximum Rs 50,000/-
For Purchase of New T.V., Fridge, A.C., Washing Machine,Furniture, Computer, etc.


-


13%
Education Loan
Maximum Rs.15 lacs.


25% to 30%


10%
Cash credit/ Term loan to Builders & Developers
Working capital or project finance


-


15%
Loan/Advances against Govt.Securities - 10%
Loan/Advances Against Shares
Maximum Rs.10 lacs


-


10%
Overdraft Against Term Deposit
Fixed Deposit/Cash Certi.
- 1% Above F.D.Rate