Unsecured Loans
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Unsecured Loan is available upto Rs.50,000 to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.

Applicant details:
  • Applicant’s last two years Income tax Return / Payslip of last 3 months.
  • Last tax bill / certificate from society chairman/Secretary if applicant owned property
  • 3 Photographs of Applicant
  • Address proof – electric bill /telephone bill /Aadhar card (any one) As per KYC norms.
  • Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Applicant should have Savings/ current Bank account with the bank.
Guarantor Details:
  • Photograph-2 copies
  • Last tax bill
  • Last income tax return copy /Pay Slip
  • Address proof – electric bill /telephone bill (any one)
  • Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)
Conditions:
  • Loan amount is to be repaid with interest within 36 to 60 monthly instalments.
  • Applicant has to take share of bank @ 1%/ 2%/ 2.5% of the limit.
Type of loan/Advances Interest rate
Unsecured ( Social & other Purpose) Loan Consumer Durable Loan Maximum Rs 50,000/- 15%