Deposit Interest Rates
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Rate of Interest Effective Date : 01-January-2023

Deposit Period General
7 Days to 45 Days 3.50 %
46 Days to 90 Days 4.00 %
91 Days to 180 Days 4.75 %
181 Days to up to 12 Months 5.75 %
Above 12 Months and up to 18 Months 6.00 %
Above 18 Months and up to 36 Months 6.50 %
Above 36 Months and up to 60 Months 7.00 %


Monthsly Income Scheme
Deposit Period General Monthsly Income on Investment of Rs. 100000/-
Above 1 and up to 5 years 7.00% 575/-

Cash Certificate Scheme
Amount (In Rs.) Period Rate Maturity Value (In Rs.)
1000 12 Months 5.75% 1074
1000 18 Months 6.00% 1093
1000 36 Months 6.50% 1214
1000 60 Months 7.00% 1415

Recurring Deposits Scheme
Monthsly Installment 12 Months ( 5.75%) 18 Months ( 6.00%) 36 Months ( 6.50%) 60 Months ( 7.00%)
Rs. 1000 12379/- 18876/- 39825/- 71934/-

All Senior Citizens will be paid 0.5% additional interest on deposits for a period above one year. Bank Staff Members (including retired & retired citizen staff) will also be paid an additional interest of 0.5% on deposits

Note : Avail additional interest 0.5% on bulk deposit of 25 lacs and above.