Loans Against Shares
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  • Purpose : For Investments
  • MARGIN : 50% (AS PER RBI INSTRUCTION/STIPULATION)
  • LOAN AMOUNT : Rs. 10.00 LACS (MAXIMUM)
  • SECURITY : BANK’S APPROVED DEMAT SHARES
  • * Interest rate subject to change at the discretion of the Bank

General Rules / Regulations of the bank
  • For loans above r 1.00 lac, bank’s shares as per rbi directive, will have to be puchased by the applicant. At present @ 2.5% of the sanctioned loan amount.
  • Rate of interest is subject to change as decided by the board of directors from time to time.
  • Applicant will submit the loan application in the bank’s prescribed forms along with all the required papers / documents.
  • (a) Interest will be calculated and applied on the last day of the month.
    (b) No processing fee will be charged.
  • Bank reserves the right to sanction/decline the loan application.
  • Bank reserves the right to revise any of the terms of any of the loan schemes.
Type of loan/Advances Interest rate
Loan/Advances Against Shares
Maximum Rs.10 lacs


12%