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Advances Interest Rates 2024

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  • Advances Interest Rates 2024

Loan Interest Rates 

Rate of Interest Effective Date : 27-Nov-2024

 

Product Name From Amount (Rs. In Lakh) To Amount (Rs. In Lakh) ROI  Margin Tenure (M)
Hypo. Cash Credit 0.00001 10 10.5%  40% to 50% 12
10.01 25 8.45% 40% to 50% 12
25 1050  9.50% 40% to 50% 12
Book Debt Cash Credit 0.00001 10 10.5%  40% to 50% 12
10.01 25 8.45%  40% to 50% 12
25 1050  9.50%  40% to 50% 12
OD against Cash Certi. Deposit     FD Rate + 1% 10%  
    FD Rate + 2% 10%  
OD Against FD Bulk above 500    FD Rate + 0.50% 5%  
OD Against FD     FD Rate + 1% 10%  
    FD Rate + 2% 10%  
OD Against FD Bulk above 500    FD Rate + 0.50% 5%  
Double Mortgage Cash Credit 25 1050  10.50% 50% 12
OD against Govt. Security 0.00001 1050  7.95% 20% to 50% 36
Secured Overdraft 0.00001 1050  13% 50% of Property Value 12
Machinery Loan 0.00001 25 8.45%  25% 84
25.0001 1050  8.95% 25% 84
Furniture Fixture Loan 0.00001 10 9.5%  25% 60
Two Wheeler Vehicle Loan 0.00001 1050  9.95 to 13%* 20% of Total Qutation Value 48
Four Wheeler Vehicle Loan (Car Loan) 0.00001 25 8.15% to 9.50%* 20% of Total Qutation Value 60
25.0001 1050  8.50% 20% of Total Qutation Value 60
Commercial Vehicle Loan 0.00001 1050  9.75 to 11.00%*   30% of Total Qutation Value 48
Old Vehicle Loan 0.00001 1050  13% 50% of Valuation 36
Unsecured Loan 0.00001 4 15%   60
Secured Loan (WCTL) 0.00001 25 8.45%   25% 120
25.0001 1050  8.95% 25% 120
Housing Loan (Fixed Rate) 0.00001 25 8.25 to 9.25% * 20% 240
25.0001 35 9.75 to 10.75% * 20% 240
35.0001 140 13% 20% 240
Housing Loan (Home Repair) 0.00001 10 8.95% 30% 120
Commercial Property Purchase Loan (shop/Office/Godown/Shed) 0.00001 25 8.95% 25% 120
25.0001 1050  9.95% 25% 120
Builder Project Loan 0.00001 1050  13% 50% 50
Loan against Property (LAP) 0.00001 1050  13% 50% 120
Mortgage Loan 0.00001 25 9.95% 50% 120
25.0001 1050  10.95% 50% 120
Education Loan 0.00001 20 8.45% 25% 60
20.0001 25 8.95% 25% 60
25.0001 1050  9.45% 25% 60
Mortgage Personal Loan 0.00001 2 13% 50% 48
2.0001 5 13% 50% 60
Roof Top Solar Panel Loan 0.00001 10 8.45% 25% 120
Roof Top Solar Panel Loan (Commercial) 0.00001 1050  9.45% 25% 60
Professional Loan 0.00001 25  8.45%  20% 120
25.0001 1050  8.95% 20% 120
Mahila Utkarsh Yojana 0.00001 1 8.95%   60
Distressed Person Loan 0.00001 1 10.95%   60
Loan Against Govt. Securities 0.00001 1050  8.95% 20% to 50% 120