Empowering communities since 1973, The Vijay Co-Operative Bank Ltd. is dedicated to serving the needs of its members.
| RTICULARS | CHARGES (GST IS LAVIED EXTRA AS APPLICABLE FROM TIME TO TIME) | |
| Duplicate Passbook / Statement Charges | ||
| For Savings Bank | 50 | |
| For Current | 50 | |
| Stop Payment Charges (Savings/Current/Cash Credit Account) | 100 | |
| Cheque Book Issue Charges | ||
| For Savings Bank (Per Cheque leaf) | 3 | |
| For Current/Cash Credit Accounts (Per Cheque leaf) | 3 | |
| Charges for Non-Maintenance of Average Monthly Charges | ||
| Account Keeping Charges (Half Yearly) (Incidental Charges) | ||
| Current Account | 250 | |
| Advances (As per Limit) | - | |
| Maximum | 1350 | |
| Account Closure Charges | ||
| BSBD Account | Free | |
| Savings / Current Account up 14 days of Opening | Free | |
| Saving : After 14 days up to 1 year of opening | 100 | |
| Current : After 14 days up to 1 year of opening | 200 | |
| After 1 year and Above | Free | |
| Inward Cheque / ECS return Charges | ||
| Up to Rs.50000/ | 100 | |
| 50001 to 100000 | 150 | |
| 100001 to 200000 | 200 | |
| 200001 to 500000 | 250 | |
| Above 500001 | 500 | |
| Outward Cheque return charges | ||
| Up to Rs.100000/ | 50 | |
| 100001 to 200000 | 75 | |
| 200001 to 500000 | 100 | |
| SI / ECS failure due to insufficient balance | 100 per instance | |
| Collection of Out Station Cheque | ||
| Up to 10000 | 100 | (Not to be charged where customer not in a fault) |
| Up to 100000 | 200 | |
| Above 100000 | 500 | |
| Above 100000 | 200 | |
| Above 100000 | 150 | |
| National Automated Clearing House (NACH) Mandate (including ‘E’ mandate) | ||
| One time Mandate Authorisation Charges per mandate | 50 | |
| Failed Mandate | 100 | |
| Pay Order / Bankers Cheque/ Demand Draft | ||
| Up to 10000 | 50 | |
| Above 10000 | Rs.5 per thousand (Max. 2500) | |
| Pay Order / Bankers Cheque cancellation & issuance of duplicate | 100 | |
| Debit Card issuance Charges | 100 | |
| AMC | 50 | |
| Cash Handeling Charges | ||
| Excluding BSBD | - | Branch Manager is vasted with the power to waiver |
| Savings : Cash Deposit Transaction in a month | 3 transaction free | |
| Beyond 3 transaction in a month | 17 | |
| Current : Free up to 20 lakh per month | Above Rs.20 lakh Rs.5/ per packet) | |
| Above 20 lakh | 0.75 per thousand . Maximum Rs. 2000 | |
| NEFT/RTGS | ||
| Inward | Nil | |
| Up to 2 lakh< | Nil | |
| Above 2 lakh to 5 lakh< | Nil | |
| Above 5 lakh< | Nil | |
| Solvency Certificate | ||
| Per Rs.1000/ | 0.25 | |
| Minimum | 100 | |
| Maximum | 2500 | |
| Solvency Certificate | ||
| Per Rs.1000/ | 0.25 | |
| Minimum | 100 | |
| Maximum | 2500 | |
| Bank Guarantee Fees (Per Year) | ||
| Per Rs.1000/ | 10 | |
| Minimum | 250 | |
| Document Charges (Advances) | ||
| Per Rs.100/ | 0.3 | |
| Minimum | 50 | |
| Maximum | 8000 | |
| CIC Chrges (To recover the Charges from the borrower on actual basis) | ||
| Individual Reports | 40 | |
| Commercial Report | 800 | |
| Late Submission of Stock Statement-Per Month | 50 | |
| Account Operate through POA mandate | 100 | |
| Any Document/certificate related to Old record (More then 3 years from the date of application) | 200 | |
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