1ST "NOBLE'S" OPP-NEHRU BRIDGE,ASHRAM ROAD,AHMEDABAD-380009

Empowering communities since 1973, The Vijay Co-Operative Bank Ltd. is dedicated to serving the needs of its members.

Double Mortgage Cash Credit

Applicant Details:
  • Copy of Last Three years income tax return, Pan Card
  • If Applicant is businessman in that case last three years copies of balance sheet, income tax return of the proprietor/partner,statement of capital account.
  • Written & approved confirmation of having No Legal Suit filed against any of the directors. If any such legal suit or proceedings are pending then the details of such legal suit or proceeding.
  • Three copies of Photograph
  • Copy of PAN Card
  • Address proof – electric bill /telephone bill (any one)
  • Photo proof – Pan card / Voter card / Driving license (Any one)
Guarantor Details:
  • Photograph-2 copies
  • Last tax bill
  • Last 3 years income tax return copy
  • Address proof – electric bill /telephone bill (any one) As per KYC norms
  • Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
Conditions:
  • Any individual (salaried or Professional/Self-employed or pensioner or others) in the age bracket of 21-65 years having property to be mortgaged and sufficient income to repay the loan.

 

Type of loan/Advances Margin Interest rate
Double Mortgage Cash Credit
Rs.25 Lakh and above 50% 10.50%